Concept prototype, not affiliated with MoneySmart. Myinfo mocked.

MoneySmart

Compare and Apply for Best Personal Loans in Singapore September 2026

We found 24 Personal Loans for you!

  • Instant Cash for UOB Account Holders
    Promo ends in:Promotion ends in 3d 7h 43m
    UOB Personal Loan logo
    S$842

    Per Month

    UOB Personal Loan

    From 1.00% p.a.

    Interest Rate* EIR From 1.93% p.a.

    S$10,100

    Total Amount Payable

    S$0

    Processing Fee

    moneysmart exclusive

    Sign up via MoneySmart and claim:

    Up to S$1,700 Cash via PayNow OR 19,050 SmartPoints (enough to redeem an Apple iPhone 17 Pro Max and more)

    Valid till 30 Sep 2026

    Sponsored listing: UOB Personal Loan

    APPLY NOW for UOB Personal Loan

    on UOB's secure site

  • LOAN APPROVAL IN 60 SECONDS!
    Promo ends in:Promotion ends in 3d 7h 43m
    Trust Instant Loan logo
    S$842

    Per Month

    Trust Instant Loan

    From 1.00% p.a.

    Interest Rate* EIR From 2.28% p.a.

    S$10,100

    Total Amount Payable

    S$0

    Processing Fee

    moneysmart exclusive

    Sign up via MoneySmart and claim:

    Up to S$1,700 Cash via PayNow OR 19,050 SmartPoints (enough to redeem Apple iPhone 17 Pro Max and more) T&Cs apply.

    Stackable Bonus promotion:

    - Get up to S$10,000 Cashback Scratch Card

    - New-to-Trust & selected Existing customers only. T&Cs apply.

    Valid till 30 Sep 2026

    Sponsored listing: Trust Instant Loan

    APPLY NOW for Trust Instant Loan

    on Trust Bank's secure site

  • Quick Application via MyInfo, Instant Disbursement
    Promo ends in:Promotion ends in 3d 7h 43m
    HSBC Personal Loan logo
    S$844

    Per Month

    HSBC Personal Loan

    From 1.30% p.a.

    Interest Rate* EIR From 2.50% p.a.

    S$10,130

    Total Amount Payable

    S$0

    Processing Fee

    moneysmart exclusive

    Enjoy attractive interest rates from as low as 1.30% p.a. (EIR from 2.50% p.a.) and zero processing fees* for any loan amount!

    Valid till 30 Sep 2026

    Sponsored listing: HSBC Personal Loan

    APPLY NOW for HSBC Personal Loan

    on HSBC's secure site

  • Quick Application via MyInfo, Instant Disbursement
    HSBC Personal Loan (For Renovation Needs) logo
    S$844

    Per Month

    HSBC Personal Loan (For Renovation Needs)

    From 1.30% p.a.

    Interest Rate* EIR From 2.50% p.a.

    S$10,130

    Total Amount Payable

    S$0

    Processing Fee

    moneysmart exclusive

    Enjoy attractive interest rates from as low as 1.30% p.a. (EIR from 2.50% p.a.) and zero processing fees* for any loan amount!

    Valid till 30 Sep 2026

    Sponsored listing: HSBC Personal Loan (For Renovation Needs)

    APPLY NOW for HSBC Personal Loan (For Renovation Needs)

    on HSBC's secure site

  • Loan up to 8x monthly income
    CIMB Personal Loan logo
    S$842

    Per Month

    CIMB Personal Loan

    From 1.00% p.a.

    Interest Rate EIR* From 1.94% p.a.

    S$10,100

    Total Amount Payable

    S$0

    Processing Fee

    APPLY NOW for CIMB Personal Loan

    on CIMB's secure site

  • DBS Personal Loan logo
    S$846

    Per Month

    DBS Personal Loan

    From 1.48% p.a.

    Interest Rate* EIR From 3.22% p.a.

    S$10,148

    Total Amount Payable

    From 1% of Approved Loan Amount

    Processing Fee

    moneysmart exclusive

    Get 3% Unlimited Cashback on your approved loan amount, when you use promo code MONEYSMART and apply for a min. loan amount of S$10,000 with a min. 36 months loan tenure! T&Cs apply.

    Valid till 30 Nov 2026

    Sponsored listing: DBS Personal Loan

    APPLY NOW for DBS Personal Loan

    on DBS's secure site

  • Lowest Interest Rate
    Standard Chartered CashOne logo
    S$841

    Per Month

    Standard Chartered CashOne

    From 0.90% p.a.

    Interest Rate EIR* From 1.75% p.a.

    S$10,090

    Total Amount Payable

    S$0

    Processing Fee

    moneysmart exclusive

    Sign up via MoneySmart and claim:

    Up to S$5,725 Cash OR 19,050 SmartPoints (enough to redeem Apple iPhone 17 Pro Max and more) T&Cs apply.

    Bonus promotion:

    - Up to 1.61% cashback of your loan amount

    - Only applicable to loans over S$18,000 with a 3 to 5 year tenure

    - New-to-card and new-to-loan customers only

    Sponsored listing: Standard Chartered CashOne

    APPLY NOW for Standard Chartered CashOne

    on Standard Chartered's secure site

  • No Fees, Flexible Borrowing
    GXS FlexiLoan logo
    S$857

    Per Month

    GXS FlexiLoan

    From 1.00% p.a.

    Interest Rates ¹ EIR From 1.84% p.a.

    S$10,288

    Total Amount Payable

    S$0

    Processing Fee

    moneysmart exclusive

    Enjoy 1.88% OFF your interest rate (awarded as cashback) when you name your loan MSDEAL! T&Cs apply.

    Valid till 30 Sep 2026

    Sponsored listing: GXS FlexiLoan

    APPLY NOW for GXS FlexiLoan

    on GXS's secure site

  • No lock-in period
    GXS FlexiLoan (Balance Transfer) logo
    From S$100

    Per Month

    GXS FlexiLoan (Balance Transfer)

    0% p.a.

    Interest Rate ¹ EIR 4.13% p.a

    S$10,000

    Total Amount Payable

    From 1.35%

    Processing Fee

    APPLY NOW for GXS FlexiLoan (Balance Transfer)

    on GXS's secure site

  • Credible.sg Personal Loan logo
    S$913

    Per Month

    Credible.sg Personal Loan

    From 9.60% p.a.

    Interest Rate EIR* From 10.00% p.a.

    S$10,960

    Total Amount Payable

    S$0

    Processing Fee

    moneysmart exclusive

    For a limited time from Sep 17 2026 to Oct 16 2026, enjoy 1% cashback on your disbursed loan amount, up to a maximum disbursed loan amount of $60K!

    Enjoy lower interest rates from 9.60% p.a. (EIR from 10.00% p.a.), loan up to 6x Monthly Income with flexible repayment options, and a simple online application process and same-day approval with increased chances of approval as Credible.sg evaluates your full financial history, not just your credit score!

    Valid till 16 Oct 2026

    Sponsored listing: Credible.sg Personal Loan

    APPLY NOW for Credible.sg Personal Loan

    on Credible SG's secure site

  • Best Licensed Moneylender Personal Loan logo
    S$934

    Per Month

    Best Licensed Moneylender Personal Loan

    12.12% p.a.

    Interest Rate EIR* 12.82% p.a.

    S$11,212

    Total Amount Payable

    10%

    Processing Fee

    APPLY NOW for Best Licensed Moneylender Personal Loan

    on Best Licensed Moneylender's secure site

  • Cash Direct Licensed Moneylender Personal Loan logo
    S$913

    Per Month

    Cash Direct Licensed Moneylender Personal Loan

    From 9.50% p.a.

    Simple Interest Rate EIR* From 10.00% p.a.

    S$10,950

    Total Amount Payable

    S$800

    Processing Fee

    APPLY NOW for Cash Direct Licensed Moneylender Personal Loan

    on Cash Direct's secure site

  • PickMeALoan Personal Loan logo
    S$916

    Per Month

    PickMeALoan Personal Loan

    From 9.88% p.a.

    Interest Rate EIR* From 10.35% p.a.

    S$10,988

    Total Amount Payable

    S$1,000

    Processing Fee

    APPLY NOW for PickMeALoan Personal Loan

    on PickMeALoan's secure site

  • DBS Renovation Loan logo
    S$876

    Per Month

    DBS Renovation Loan

    From 5.08% p.a.

    Interest Rate EIR* From 6.16% p.a.

    S$10,508

    Total Amount Payable

    S$200

    Processing Fee (Approved Loan)

    Read More about DBS Renovation Loan
Back to Top

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Concept prototype for a MoneySmart case study. Not affiliated with or endorsed by MoneySmart.

Updated on: 26 Sep 2026

Best Licensed Money Lenders in Singapore